Many banks rack up fees by counting biggest transactions first and enrolling customers in overdraft programs without their knowledge or consent Things have been tight for Trina Lee, an Arizona-based nursing assistant, since she got laid off two years ago and suffered some medical problems that have kept her from working full time.

A couple wonders if interest on a HELOC is tax-deductible if the loan is used for an LLC.

The Motley Fool - Went a little overboard during the holidays? Let's waste no time lamenting our overindulgences -- it's time to get those finances back in tip-top form.

This month's Frugal Sense winner spends mere pennies to stock up on staples like toothpaste.

'Individual development account' programs teach you how to put money away -- and then double or triple your savings as you reach for a home, business or new career.

Question: I'm in my 30's and have a 401(k) from a previous job, 75% of which is invested in a variety of stock portfolios. Although my stock holdings have recovered a bit recently, I'm still down about ,000 from my peak balance. I'm planning to roll over this old 401(k) into either the 401(k) at my new job or into an IRA account, but I'm wondering whether I should do the rollover now while stocks are still cheap or wait until the market has recovered and then do it. What do think? --Todd Gerecke, Lynden, Washington